Pre-qualifying for a mortgage

What are the first steps to making Homeownership a Realty?

When one decides to make the largest purchase of their life, there are preliminary steps that must be taken:

Contact a Mortgage Loan Officer to process an application, evaluate credit, assets & liabilities. This will help the borrower to evaluate different mortgage programs specific for their financial needs.  Items that the borrower will need to bring for an appointment are as follows:

•    2 year’s full tax returns with W2’s
•    2 month’s Bank Statements (checking, savings)
•    1 month of pay stubs

 

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