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Bill Clarke
Address:
PO Box 661, Smithfield, NC, 27577,
Email:
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Phone:
919-938-2685
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Miscellaneous Information:

KS Bank, Inc., chartered in 1924, has been a member of the Federal Home Loan system since 1936, and has had deposits insured by the FDIC since 1961. KS Bank is a community financial institution - locally owned and operated. We get to know our customers by name. The Bank offers a variety of traditional deposit and loan products for consumers and businesses.

Since its establishment in 1924, KS Bank has grown and changed according to that growth. The organization was first chartered under the name Kenly Building & Loan Association in Kenly, NC with its main business being real estate mortgages.

The name of the Bank changed from Kenly Savings & Loan to Kenly Savings Bank over the years to reflect the evolution from a savings bank to a full service community bank. The Bank now concentrates on attracting retail deposits and using such deposits to make mortgage loans, construction loans, business loans, consumer loans and equity line loans.

In 1998 the Board of Directors deemed it necessary to find a more generic name that also emphasized the fact that the institution is now a full service bank. Thus, on January 1, 1999 the name was changed to KS Bank. This name is a continuation of the past while focusing on "bank" and not geographically tying the organization to one particular area.

KS Bank conducts its operations through nine full service retail offices located in Johnston, Wake, Wilson, and Wayne counties in North Carolina. KS Bank also has a mortgage lending office located in Greenville, NC.  The corporate office is located in Smithfield, NC.

 

Keywords:

Bank
Loan
Mortgage
Financial
Wealth
Home Loan
Equity Loan
Deposit
Checking
Savings
Commercial
Equity Line
Mortgage Rate
Construction loans
Interest rates
Investments
Home Equity Line of Credit
Build a home
Home construction

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